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Terms of Use


Your use of the TCF website and any pages thereof constitutes your agreement to all of the following terms, conditions, and notices ("Terms of Use").  If you do not agree with these Terms of Use, your sole remedy is to discontinue using this website.

Copyright
TCF Financial Corporation and all companies within the TCF corporate family ("TCF") maintain this website as a service to the Internet community. Unless otherwise identified, all content (the design, text, images, graphics and arrangement of them) within this website is copyrighted by TCF.  Some graphic images used within this website are copyrighted by iStockphoto.com.  You may use the content only for your personal, non-commercial use provided that the copyright notice shown below appears on all copies, along with this permission notice, and no modifications to the content are made.  Use for any other purpose or any modification of the content is expressly prohibited.

Use of Website
The information contained in this website, including any policies or procedures, are intended as general guidance, and except as expressly provided in this website, they do not constitute a contract with you or amend or alter any contract we have with you. We may delete, change, amend, or add to all content of this website, including available products or services and these Terms of Use, at any time and without notice to you, unless notice is expressly provided for specific services contained in this website. Products or services mentioned in this website are available only in the United States and may not be available in all geographic areas, and your eligibility for particular products or services is subject to approval or acceptance by us.  You are responsible for internet connectivity and any computer hardware, software or other equipment necessary to access this website.

Third Party Links
Clicking on certain links within this website will take you into other websites or material not under the control of TCF. TCF is not responsible for the contents of any such link or any link contained within a link, or any changes or updates to such links. Content owned by third parties is protected by copyrights of such third parties and is subject to these Terms of Use and such other conditions as may be established by third party providers of content from time to time. TCF is not responsible for web casting, the placement of "cookies" by, or any other form of transmission received from any linked site. TCF is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by TCF of the link.

Tools and Calculators
Through links within TCF's website, you may be able to gain access to financial tools and calculators provided by third parties unaffiliated with TCF ("tools and calculators"). The tools and calculators are for informational purposes only, and you should not rely on them in making important financial decisions.  TCF cannot guaranty the accuracy of the tools and calculators, TCF makes no representations or warranties concerning them, including warranties of merchantability or suitability for your intended use, and TCF disclaims all liability for damages of any kind arising out of the use of the tools and calculators. The tools and calculators do not necessarily reflect the terms of any products offered by TCF, and they are not a commitment to make a loan on any particular terms (or at all). Your use of the tools and calculators is also governed by the provider's terms and conditions of use. You can view those terms and conditions when you access the tools and calculators.

Submission
Information you submit to us becomes our property. TCF shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose including developing, producing and marketing products. Any information you send TCF must be truthful, not violate the rights of others, and be legal. See TCF's Privacy Policy for additional information.

Trademarks
The following are federal trademarks or registered trademarks of TCF:  ALL IT TAKES IS A LITTLE TCF, COMMANDCREDIT, COMMANDCREDITPLUS, COMMANDLINE, EXPRESS TELLER, IN INDEX INVESTMENT STRATEGIES, MONEY MARKET PREFERRED, PERSONAL PAY DAY, POWER ASSETS, POWER LIABILITIES, TCF, TCF BANK, TCF BANK STADIUM, TCF CHOICE CHECKING, TCF CONVENIENCE CHECKING, TCF EQUIPMENT FINANCE, TCF EXTRA, TCF HOME LOANS, TCF INVENTORY FINANCE, TCF INVENTORY THE BEST CHOICE, TCF OVERDRAFT SERVICE, TCF PREMIER 50+ CHECKING, TCF PREMIER 62+, TCF PREMIER PLUS CHARGE CARD, TCF STUDENT CHECKING, TCF THE CUSTOMER FIRST, TCF VARILOCK, THE BANK, THE REWARD OF TIME, TWIN CITY FEDERAL, U Card, WINTHROP, YOUR CONVENIENCE BANK.

Governing Law
TCF Financial Corporation operates and controls this website from its offices in Minnesota, USA. Except as otherwise expressly provided in this website, your access to and use of our website are governed by and will be construed in accordance with applicable federal laws and the laws of the state of Minnesota, without regard to the principles of conflicts of laws.

No Warranty
TCF does not represent or warrant error free use of the website, or the accuracy, completeness, or timeliness of the information, products, and services offered on the website.  This website and all its contents are provided AS-IS without any warranty of any kind, either express or implied, including without limitation, warranties of merchantability, fitness for a particular purpose, or non-infringement.

Severability
If any provision of these Terms of Use is determined to be unenforceable, or invalid, such determination shall not affect the validity or enforceability of the remaining provisions.

TCF Bank Information
TCF Bank and TCF Bank Arizona (collectively, "TCF Bank") are Members FDIC and Equal Housing Lenders. TCF Bank extends credit without regard to an applicant's race, color, national origin, religion, sex, marital status, family status, handicapped or disability status, age (provided the applicant has the legal capacity to enter into a binding contract), whether income is derived from public assistance, or whether the applicant has in good faith exercised rights under the Consumer Credit Protection Act.

Non Deposit Investment or Insurance Products and Services
This website contains information or links to other websites about investment or insurance products or services, such as securities brokerage, annuities, mutual funds, and term life insurance. These products and services are not obligations or deposits of TCF Bank, they are not guaranteed by TCF Bank, and they are not FDIC insured. These products and services are subject to risks, including the possible loss of the amount you invest. The value of any securities described in this website or other linked websites can fall as well as rise and an investor may get back less than the amount invested. Past performance is not necessarily a guide to future performance.

COPYRIGHT NOTICE. Copyright© 1999-2012
TCF Financial Corporation or TCF National Bank or TCF National Bank Arizona
801 Marquette Avenue
Minneapolis, MN 55402, USA
All rights reserved.