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Member FDIC


TCF Bank offers competitive rates without risk. Since we are a member of the Federal Deposit Insurance Corporation (FDIC), your deposits are insured by the federal government.* There is no cost to you for this insurance.

Accounts insured by the FDIC:

  • Checking
  • Savings
  • Money market
  • Certificates of Deposit (CDs)
  • Certain retirement plans

Accounts not insured by the FDIC:

  • Stocks
  • Bonds
  • Mutual funds
  • Life insurance policies
  • Annuities
  • Municipal securities
  • Insurance Amounts

*The Federal Deposit Insurance Corporation ("FDIC") insures deposits up to $250,000 per depositor, for each insured financial institution.

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC Insurance coverage, visit www.fdic.gov