Try a ZEO Prepaid Card—free for 90 days*


Just in time for your tax return!

Between January 1, 2018 and April 30, 2018, we’re waiving the purchase fee and monthly fees for 90 days on our ZEO Prepaid Visa® Debit Card. Just ask your banker to use promo code HAPPYDAY.

Find your nearest branch today
Man using his ZEO Prepaid Card on a tablet

Why ZEO?

  • FREE cash reloads at any TCF branch
  • Use with mobile payment services, including Apple Pay®, Android Pay® and Samsung Pay
  • FREE online account access and alerts
  • NO overdraft fees; spend only what you have on your card

Women making a purchase with her ZEO Prepaid Card

Do a lot without paying a lot

  • NO credit check required to apply
  • Minimum initial deposit of $25 required to open
  • NO minimum balance to maintain card
  • Other fees may apply

Young women window shopping with ZEO Prepaid Card in hand

Add money easily

  • At a branch: Add cash to your card for free at any TCF branch
  • Direct Deposit: No fees to set up direct deposit to get your tax refund, paycheck, government funds and other money added to your card quickly
  • Visa ReadyLink: You can also add cash at any Visa ReadyLink location (TCF charges a $4 fee. The merchant may also charge a fee.)
  • On the go: Use with mobile payment services, including Apple Pay®, Android Pay® and Samsung Pay

*Offer applies to new ZEO Prepaid Visa Debit Cards
Minimum $25 deposit is required to open a ZEO Card. With promo code HAPPYDAY, the $4 purchase fee and monthly maintenance fee will be waived for 90 days. After 90 days from card purchase, the $4 monthly maintenance fee will apply. Other ZEO Card fees may apply; please see the ZEO Cardholder Agreement. Offer good through 4/30/18.

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