Overdraft options for your checking account

An overdraft happens when you write a check, withdraw money or make a payment that exceeds your available balance at the time the payment is deducted from your account. When you open your account, you choose how transactions will be handled if non-sufficient funds or an overdraft were to occur.

Learn how to manage your selection.

No small surprises

You will not be charged an overdraft fee if your account is overdrawn by $5 or less at the end of the day. If we pay an item under $1 that overdraws your account, you will not be charged an overdraft fee.

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