Two exclusive offers for TCF homebuyers

› $500 customer relationship discount
› On-time closing guarantee

Fill out your information in the form below and a TCF Home Loans professional will contact you.

Questions? Please call us at 1-833-224-9991.

When you work with us, take advantage of not one, but two exclusive offers!

$500 customer relationship discount
If you apply for a mortgage loan with TCF Home Loans, you will receive a $500 customer relationship discount as a thank you for doing business with us. The relationship discount will appear as a lender credit on your Closing Disclosure and will be applied against TCF Home Loans’ loan origination charges for all purchase transactions.

On-time closing guarantee (purchase transactions only)1
We guarantee you will close on or before your scheduled closing date! If your closing is delayed because of the actions or inactions of TCF Home Loans, we will credit your lender fees up to 1% of your loan amount, which will appear as a lender credit on your Closing Disclosure to be applied toward your closing costs. Terms and conditions apply.

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TCF Home Loans professional will contact you within the next few days during your preferred timeframe. If you need to speak  with someone before then, please call 1-833-224-9991.
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1On-time closing guarantee terms and conditions:
The on-time closing guarantee applies to all purchase transactions except State and Community Housing and Finance Agency loan programs and USDA loans. To qualify for the on-time closing guarantee, please be aware that the following key terms and conditions apply:
  • Closing date: The closing date specified in the purchase agreement must be at least thirty (30) calendar days after the date TCF Home Loans receives the fully executed purchase agreement free of any inspection or other contingency.
  • Complete application: You must provide all information and documents requested by TCF Home Loans that are required to complete your loan application within seven (7) calendar days of TCF Home Loans’ receipt of the fully executed purchase agreement.
  • Loan approval conditions: You must satisfy all loan program requirements and conditions for loan approval within ten (10) calendar days prior to closing. Conditions include, but are not limited to:
    • Credit review (including any conditional approvals or suspended applications)
    • Appraisals: TCF Home Loans must receive an appraisal acceptable to TCF Home Loans in its sole discretion at least ten (10) calendar days prior to closing. The appraised value of the property must be greater than or equal to the sales price specified in the purchase agreement. Any repairs or other work specified in the appraisal must be completed at least ten (10) calendar days prior to closing.
    • Title commitments: TCF Home Loans must receive a title commitment acceptable to TCF Home Loans in its sole discretion at least ten (10) calendar days before the closing date.
  • Prior to close conditions: All final prior to close conditions must be received by TCF Home Loans within five (5) calendar days prior to closing.
  • Additional documents: If TCF Home Loans requests additional documents during the processing of your loan, you must return them to TCF Home Loans at least ten (10) calendar days before the closing date.

All loans are subject to credit approval.

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