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College Students Studying Together

TCF Free Student Checking®

The right features for customers ages 18 to 24.

Don’t stop now! Please provide your ZIP code to see if this product is available in your area.
  • Free online and mobile banking, including online bill pay.
  • Protect your money by instantly locking your TCF® Debit Card, right from your phone or computer, if it's lost.
  • Free withdrawals at TCF ATMs.
  • Pay with your phone using Apple Pay®, Google Pay™ and Samsung Pay.
  • Free, instantly issued debit card with tap to pay.
  • Free paper statements.
  • Discounts on check orders.

Details

  • No monthly maintenance fee or minimum balance requirements.
  • $25 minimum opening deposit.

Adding an optional Free Savings account gives you a separate place to build your savings, with no monthly fee. Excessive withdrawal and other fees may apply to Free Savings accounts. Limit one account per person.

Checking account benefits

  • Online and mobile banking
    Digital banking
    Digital banking
    Check your account balance, deposit checks, transfer money and more.
  • Checking mobile payment
    Mobile payment options
    Mobile payment options
    Make purchases directly from your checking account using Apple Pay®, Google Pay™ and Samsung Pay.
  • Checking online bill pay
    Online bill pay
    Online bill pay
    Pay bills quickly and easily, no stamp required. Not available for Teen Checking.
  • Debit card
    Debit card
    Debit card

    Instantly lock your debit card it if it’s lost. Pay quickly with contactless payments.

  • TCF ATMs
    Free withdrawals at TCF ATMs
    Free withdrawals at TCF ATMs
    Visit convenient locations near you.
  • Checking with checks
    Checks
    Checks
    Write checks when it’s convenient.

More about your checking account

Is TCF on your campus?

TCF has teamed up with the universities below to offer products and services that take campus banking to a whole new level.

  • Free financial education
    Take online courses about saving for college, paying taxes, protecting your identity and more.
    Learn more
  • Explore our university partnerships
    We've teamed up with several universities to provide campus banking for faculty and staff, as well as alumni and season ticket holders.
    Learn more
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