College Students Studying Together

TCF Free Student Checking®

The right features for customers ages 18 to 24.

Don’t stop now! Please provide your ZIP code to see if this product is available in your area.
  • Digital banking with a mobile app and online bill pay.
  • Protect your money by instantly locking your TCF® Debit Card, right from your phone or computer, if it's lost.
  • Free withdrawals at TCF ATMs.
  • Pay with your phone using Apple Pay®, Google Pay and Samsung Pay.
  • Free, instantly issued debit card with tap to pay.
  • Free paper statements.
  • Discounts on check orders.


  • No monthly maintenance fee or minimum balance requirements.
  • $25 minimum opening deposit.

Adding an optional Free Savings account gives you a separate place to build your savings, with no monthly fee. Excessive withdrawal and other fees may apply to Free Savings accounts. Limit one account per person.

Your Location
Personalize your banking experience by entering your location.
ZIP code is required.