Free, instantly issued debit card with tap to pay.
Free paper statements.
Discounts on check orders.
No monthly maintenance fee or minimum balance requirements.
$25 minimum opening deposit.
Adding an optional Free Savings account gives you a separate place to build your savings, with no monthly fee. Excessive withdrawal and other fees may apply to Free Savings accounts. Limit one account per person.
Checking account benefits
Check your account balance, deposit checks, transfer money and more.
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These include, for example, dormant accounts, returned item NSFs, deposited item returned, excessive withdrawals, ATM transactions at non-TCF ATMs, and other optional services. To avoid excessive withdrawals only make up to six of the following transfers/withdrawals from your savings account during a month or your monthly statement period: (1) to another account you have with TCF or to a third party by pre-authorized or automatic transfer; (2) by telephone, fax, or digital banking; (3) by check or draft; (4) by debit card (if we have issued a card for your account); or (5) by similar order by you and payable to third parties.