Capital Funding

TCF Capital Funding provides senior secured debt to lower middle market companies throughout the United States.

Capital Funding National Focus / Deal Locations

We have relationships with private equity sponsors and mezzanine lenders across the United States.

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Joseph P. Gaffigan
President
President of the Capital Funding team - Joseph P. Gaffigan
Joseph P. Gaffigan
President

Joe has over 25 years experience starting and growing cash flow and asset based lending groups and has spent his entire career focused on the lower middle market. Prior to starting TCF Capital Funding Joe grew MFC Capital Funding from a de novo business to over $600 million in commitments and previously formed and built Fifth Third Bank's Structured Finance Group. Joe began his career at American National Bank & Trust Company of Chicago where he managed an Asset Based Lending group. Joe is a graduate of Georgetown University and received his MBA from the University of Chicago's Booth Graduate School of Business.

TCF Capital Funding

71 S. Wacker Dr., Suite 2110
Chicago, IL 60606

TCF Capital Funding, a division of TCF Bank, specializes in providing asset-based and cash flow loans to companies in the lower middle market. Our lending professionals average more than 20 years of experience with leveraged finance products that support acquisitions, buyouts, growth initiatives and refinancings.

TCF Capital Funding logo is displayed.
Focused on senior cash flow.
Deals with EBITDA from $2-$10 MM
Getting deals done.
$750 MM in commitments closed
It all starts with trust.
Preferred cash flow and asset-based lender with 250+ PE and mezzanine relationships
Cash flow lending
Asset-based lending
Focused exclusively on the lower middle market.
$10 to $25 MM Financings
Up to $75 MM Syndication Capabilities
Out Loan Types
Revolving Loans
Term Loans
Acquisition Facilities
CAPEX Facilities
Our Deal Types
Leveraged Buyouts
Recapitalizations
Refinancings
What our borrowers look like
<$100mm>
US-Based & Privately Held
$2MM-$10MM EBITDA
Who we work with
Private Equity Groups
Entrepreneurs
Solid Relationships
Experienced Team
Fair Return on Risk
Creative Flexible Solutions
Quality not Quantity
Long-term View
Flexible
Collaborative
Disciplined
We are a market leader that values long-standing relationships
Multiple company logos cross the screen. Company logos include: Hermitage Equity Partners, Svoboda Capital Partners, Prairie Capital, Mangrove Equity Partners, Ampersand, LINX Partners, Range Light, LongueVue Capital, Kinderhook Industries, Milestone Partners, GMB | Mezzanine Capital, Clearview Capital, Prospect Partners, Corridor Capital, LLC, Centerfield Capital Partners, Fort Point Capital, Stone Arch Capital, Gemini Investors, Sheridan Legacy Group, LaSalle Capital, Caymus Equity, Spell Capital, Glencoe Capital, Superior Capital Partners LLC, Dubin Clark
Good fit?
Call us to discuss your next opportunity.
TCF Capital Funding logo is displayed.
It’s the little things.
At TCF Capital Funding, our cohesive team has worked together for many years, and all we’ve ever done is lower-middle-market leveraged lending. We pride ourselves in the consistency, dependability and responsiveness of providing financing that enables sponsors to buy strong businesses – and make them even stronger. www.TCFCapitalFunding.com

As the president and the co-founder,
my focus has always been on
growing TCF Capital Funding into the
premier lower-middle-market leverage lender.
We've been focusing on that area our entire careers, and
I think the consistency, and the dependability
of what we bring to the market
really differentiates us.
I'm always amazed by the individuals who have
built these business, and
to listen to them articulate their vision for the company.
Providing financing that enables them
to buy really strong businesses,
and then develop them into even better businesses.
And see that play out in real-time is just a lot of fun.
Our business is really all about responsiveness.
and looking to really be cooperative with our sponsor customers.
There's not a one-structure-fits-all for anything
and you have to be a little bit flexible with their needs.
We're pretty much like a machine over here.
Everyone knows their roles and responsibilities.
It's a group of people that can act quickly, act thoughtfully.
A strong sense of camaraderie, a lot of team
members have been working together for a long time
Just a family. That's the word that comes to mind for me.
I think we're big fans at Capital Funding of not over complicating what we're doing.
Being very transparent, and delivering on what we say we're going to deliver.
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