Online Banking


Not Enrolled in Online Banking? Enroll Now

Open an Account

Learn more about our accounts and apply today!

TCF Premier Checking Plus with Charge Card

TCF Premier Checking Plus & Charge Card

Earn while you spend. With TCF Premier Checking Plus, you’ll not only earn high interest when you maintain a monthly balance, you’ll also earn rewards when you use your TCF Premier Checking Plus Charge Card. Stop by a TCF Branch location to open your account today.

TCF Premier Checking Plus

No Monthly Maintenance Fees with any of the following:

  • $2,500 minimum account balance1 OR
  • $15,000 minimum combined balances at TCF1
  • Otherwise: $15.00

Minimum Opening Deposit

Earns Interest
Yes2 See Rates

TCF Premier Plus Charge Card® 5 with TCF Miles PlusSM Rewards. Earn 1 point per $1 for Qualifying Purchases!

Plus, TCF Premier Checking Plus offers

  • FREE Check Printing3
  • FREE Check Images with Statements
  • FREE Traveler's Cheques
  • (4) FREE Money Orders and Official Checks combined per day
  • No Foreign Card Transaction Fees

TCF Premier Plus Charge Card®

TCF Miles Plus Rewards ProgramUsing your TCF Premier Plus Charge Card® isn’t just convenient, it’s also rewarding! With your TCF Premier Plus Charge Card, you earn 1 point for every $1 you spend on Qualifying Purchases. See Terms and Conditions for details about Qualifying Purchases or see our FAQs for additional information.

  • $0 Annual Fee | $0 Transaction Fees | $0 Penalty Fees  Learn more
  • Rewards - With your TCF Premier Plus Charge Card, you earn 1 point for every $1 you spend on Qualifying Purchases. Learn more
  • No Finance Charges - Because you pay your balance in full each billing cycle, you’ll never pay finance charges.
  • Flexibility and Control - Use your charge card for everyday purchases up to your set spending limit. Your card is accepted worldwide; everywhere Visa® credit cards are accepted.
  • Convenient Cash Access - Enter your PIN at an ATM and withdraw cash directly from your linked TCF Premier Checking Plus account.
  • Security - You’re protected against fraud with Visa’s Zero Liability policy,* which has you covered if your card is ever lost or stolen.

Account Summary
PEW Disclosure DocumentTCF provides a one-page, easy to read account summary that describes our basic terms and conditions. For states other than Arizona, click view document. For Arizona click on the Arizona only document. TCF also offers overdraft protection services and account alerts to help you manage  your finances. When you are ready, apply online or visit a TCF Bank location.

TCF Premier Plus Charge Card

With your TCF Premier Plus Charge Card, you earn 1 point for every $1 you spend on Qualifying Purchases.

TCF Miles Plus Rewards Program

Earn points toward travel, everyday essentials, and millions of other items with TCF Miles Plus Rewards! The earning is fast and the selection is amazing.

TCF Premier Checking Plus takes your money even further. Stop by a TCF Branch Location to open your account today.

TCF's Convenience Services

TCF is your convenience bank. We offer convenient products and services to make your life easy!

Open 7 DaysSM | Online Banking | Mobile Banking | Phone Banking  | Account Alerts | TCF ATMs Supermarket Banking  | Coin Counting | Direct Deposit | Online Bill Pay | Referral Rewards

TCF Bank Customer Support

1Please note that TCF’s standard account service charges will apply. These charges include, for example, fees for overdrafts and returned items (NSFs), shipping/handling/applicable taxes on check orders, dormant accounts, and other optional services.  Free check images are available through TCF’s online banking service; a monthly fee applies when you request to receive check images with your mailed statements. Talk to a TCF Representative for more information.

*Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa. Cardholder must notify TCF Bank promptly of unauthorized use. For specific restrictions, limitations and other details contact TCF Bank or visit

2Refer to current rates and yields schedule. 3Customer is responsible for paying shipping and handling (including applicable taxes). TCF may retain a portion of this fee. 4No TCF fee. The owner or operator of the ATM may charge a fee. 5TCF Premier Plus Charge Card is subject to Terms and Conditions.

©2012 TCF National Bank. Member FDIC.

Related Products & Services