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Open a New Checking Account with TCF Bank

TCF Checking Accounts

Open a checking account with TCF and say hello to convenience banking. Our checking accounts are designed to meet your everyday needs and provide easy access to your money. Review the checking account options we offer and decide which one is best for you.

Account Summary

PEW Disclosure Document TCF provides a one-page, easy to read account summary that describes our basic terms and conditions. For states other than Arizona, click view document. For Arizona click on the Arizona only document. TCF also offers overdraft protection services and account alerts to help you manage your finances. When you are ready, apply online or visit a TCF Bank location.


 

TCF Free Checking

A free checking account with no monthly maintenance fee and no minimum balance requirement.

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Features
  • NO Monthly Maintenance Fee
  • NO Minimum Balance
  • NO Monthly Debit Card Fee
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE and Secure Online Statements
  • FREE Check Images with Online Statements
  • FREE Withdrawals and Deposits at TCF ATMs
TCF Free Student Checking

TCF Free Student Checking is so easy, you can spend time studying your books, not the fine print.

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Features
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirement
  • $25 Minimum Opening Deposit
  • FREE Online & Mobile Banking
  • FREE TCF ATM Transactions
  • FREE TCF Check Card
  • FREE Check Printing of 1st box of single or duplicate personalized checks5
TCF Premier Checking

A great account that earns high interest rates when you maintain a monthly balance.

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Features
  • No Monthly Maintenance Fee with Minimum Balance1
  • Earns Interest2
  • $500 Minimum Opening Deposit
  • FREE Online & Mobile Banking
  • FREE TCF ATM Transactions
  • FREE TCF Check Card
TCF Premier Checking Plus & Charge Card

A great account that earns high interest and rewards. If keeping track of your debit card transactions takes too much time, try TCF Premier Checking Plus.

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Features
  • No Monthly Maintenance Fee with Minimum Balance(s)1
  • Earns Interest2
  • $0 Annual Fee | $0 Transaction Fee | $0 Late Fee with TCF Premier Plus Charge Card3
  • Earn 1 point for every $1 you spend on Qualifying Purchases7 with TCF Premier Plus Charge Card3
  • $500 Minimum Opening Deposit
  • FREE Online & Mobile Banking
  • FREE TCF ATM Transactions
TCF Premier 50+ Checking

A great product for customers age 50 or better looking for high-yield interest checking with competitive rates and great benefits.

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Features
  • No Monthly Maintenance Fee with Minimum Balance OR Minimum Qualifying Withdrawals1
  • No Minimum Balance Required
  • Earns Interest2
  • $25 Minimum Opening Deposit
  • FREE Online & Mobile Banking
  • FREE TCF ATM Transactions
  • FREE TCF Check Card
TCF Premier 62+ Checking

A great account for customers age 62 or better. It is an interest bearing checking account with competitive rates and convenient benefits.

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Features
  • No Monthly Maintenance Fee with $200 or more in Direct Deposits OR Minimum Combined Balance1 OR Minimum Qualifying Withdrawals1
  • No Minimum Balance Required
  • Earns Interest2
  • $25 Minimum Opening Deposit
  • FREE Online & Mobile Banking
  • FREE TCF Check Card
  • FREE TCF ATM Transactions
  • (2) FREE Non-TCF ATM Withdrawals4
  • FREE Check Printing5
  • FREE Money Orders and Official Checks6
TCF Check Card

The TCF Check Card is a fast, easy and safe way to make purchases right from your TCF Checking Account.

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Please note that TCF’s standard account service charges will apply. These charges include, for example, fees for overdrafts and returned items (NSFs), shipping/handling/applicable taxes on check orders, dormant accounts, and other optional services.  Free check images are available through TCF’s online banking service; a monthly fee applies when you request to receive check images with your mailed statements. Talk to a TCF Representative for more information.

©2012 TCF National Bank. Member FDIC. 1Certain limitations and conditions apply - see your account contract or a TCF Representative for details. 2Refer to current rates and yields. 3See Premier Plus Charge Card Terms and Conditions. 4The owner or operator of the ATM may charge a fee. An international service fee will apply to transactions conducted outside the U.S. (free for TCF Premier Charge Card Plus). 5Customer is responsible for paying shipping and handling (including applicable taxes). Customer to choose from selected styles. 6Four (4) free money orders and official checks combined per day. 7See TCF Miles PlusSM Rewards Program Card Issuer Terms and Conditions.

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