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Open a New Checking Account with TCF Bank

TCF Checking Accounts

Open a checking account with TCF and say hello to convenience banking. Our checking accounts are designed to meet your everyday needs and provide easy access to your money. Review the checking account options we offer and decide which one is best for you.

All TCF personal checking accounts come with free Online Banking, Mobile Banking, Online Bill Pay, TCF ATM Transactions and a TCF Check Card or a TCF® Premier Plus Charge Card with a TCF® Premier Checking PlusSM account

Account Summary

PEW Disclosure Document TCF provides a short, easy to read account summary that describes our basic terms and conditions. For Arizona click on the Arizona only document. TCF also offers overdraft protection services and account alerts to help you manage your finances. When you are ready, apply online or visit a TCF Bank location.

 

TCF Check Card

The TCF Check Card is a secure and convenient way to access your money. Use your check card for all of your everyday purchases at millions of locations worldwide and to access your TCF checking account securely while staying protected with fraud protection with zero fraud liability*.

TCF Free Checking®

A free checking account with no monthly maintenance fee and no minimum balance requirement. Other fees, including paper statements and dormancy fees, may apply.

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Features
TCF Free Student Checking®

TCF Free Student Checking is so easy, you can spend time studying your books, not the fine print. Other fees, including dormancy fees, may apply.

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Features
TCF® Premier CheckingSM

A great account that earns high interest rates when you maintain a monthly balance.

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Features

  • No Monthly Maintenance Fee with Minimum Balance
  • $500 Minimum Opening Deposit
  • Earns Interest (minimum balance may be required, see current rates)
  • TWO FREE Non-TCF ATM Withdrawals (ATM operator may charge a fee)
  • FREE Money Orders and Official Checks (four combined per day)
  • FREE Checks from select styles
  • FREE Paper or Online Statements
  • FREE Check Images
TCF® Premier Checking PlusSM with Charge Card

A great account that earns interest and rewards. Easily keep track of your debit card transactions with the TCF Premier Plus Charge Card®.

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Features
  • Earn rewards with the TCF Premier Plus Charge Card ($0 Annual Fee | $0 Transaction Fee | $0 Late Fee). Subject to approval.
  • No Monthly Maintenance Fee with $2,500 Minimum Balance or $15,000 Minimum Combined Balances
  • $500 Minimum Opening Deposit
  • Earns Interest (minimum balance may be required, see current rates)
  • TWO FREE Non-TCF ATM Withdrawals (ATM operator may charge a fee)
  • FREE Money Orders and Official Checks (four combined per day)
  • FREE Checks from select styles
  • FREE Paper or Online Statements
  • FREE Check Images
TCF Premier 50+ Checking®

A great product for customers age 50 or older looking for an interest checking account with great benefits.

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Features
  • No Monthly Maintenance Fee with 15 Qualifying Withdrawals OR $10,000 Minimum Combined Balance
  • $25 Minimum Opening Deposit
  • Earns Interest (minimum balance may be required, see current rates)
  • TWO FREE Non-TCF ATM Withdrawals (ATM operator may charge a fee)
  • FREE Money Orders and Official Checks (four combined per day)
  • FREE Paper or Online Statements
  • FREE Check Images
TCF Premier 62+® Checking

A great account for customers age 62 or older. It is an interest bearing checking account with competitive rates and convenient benefits.

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Features
  • No Monthly Maintenance Fee with $200 or more in Direct Deposits OR 15 Qualifying Withdrawals OR $10,000 Minimum Combined Balance
  • $25 Minimum Opening Deposit
  • Earns Interest (minimum balance may be required, see current rates)
  • TWO FREE Non-TCF ATM Withdrawals (ATM operator may charge a fee)
  • FREE Money Orders and Official Checks (four combined per day)
  • FREE Paper or Online Statements
  • FREE Check Images

Additional Information: Other fees may apply. These include, for example, overdrafts, returned item NSFs, dormant account, paper statements, ATM transactions at non-TCF ATMs, and other optional services. Qualifying withdrawals to receive monthly fee waiver are posted items including: (1) debit card purchases, not including ATM withdrawals or gift card purchases; (2) withdrawals using TCF’s online bill payment service; (3) ACH (automated) withdrawals; and (4) checks you write against your account.

*TCF provides zero fraud liability for unauthorized use of your card. Cardholder must notify TCF Bank of any unauthorized use no later than 60 days after we sent you the first statement on which the unauthorized use appeared. Certain conditions and limitations may apply.

 

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